The $10,000 Blind Spot: Why Early‑40s Earners Must Max Their 401(k) and Use Roth Conversions
Hook: The $10,000 Blind Spot What if I told you that the $10,000 you dismiss as “not worth the hassle” is actually the fastest route to financial self-sabotage? The mainstream narrative pats you on the back for “saving a little” while the tax code quietly rewards the bold.